When you purchase one of our funeral plans through your local funeral director you can relax, knowing that your money is safe.

Our priority has always been to provide the highest levels of financial security, and we are one of the only funeral plan providers to hold the full pre-payment amount for the provision of your funeral.

Safe and secure

After the deduction of the management fee, your funeral plan pre-payment is held securely in a whole of life assurance policy, specially designed to support funeral pre-payment plans. Every penny of the full value of your pre-payment amount is ring-fenced to pay for your funeral when the time comes.

Outstanding financial security

The whole of life assurance policies that support our funeral plans are provided by Royal London. As the UK’s largest mutual life, pensions and investment company1, Royal London is authorised by the Prudential Regulation Authority (PRA). Royal London is also regulated and monitored for solvency by the PRA and the Financial Conduct Authority (FCA). 

Funeral plans themselves are not regulated by the PRA or FCA but we, as the plan provider, are registered with the Funeral Planning Authority and adhere to its strict Code of Practice.

This unique arrangement ensures that if in the unlikely event that your funeral director ceased to trade, your funeral plan pre-payment would be safe. Your plan could then be transferred to another suitable funeral director.

At the time of need, your payment is released to your funeral director within five working days, enabling them to carry out the agreed funeral arrangements. The money from your plan cannot be used for anything other than your funeral, for added peace of mind.

For more information please call us on 0800 055 6503 or speak to your local funeral director.



1. Royal London website www.royallondon.com/about/whoweare as at 30 June 2018.